Privacy policy
How information is used, and the choices available to you.
Version 1.1 · Effective · Last updated
Who is responsible
Victor Vincent, trading as Money in Perspective operates this publication and is responsible for the personal information described here.
The publication is Money in Perspective. Its intended public website is moneyinperspective.com. For privacy questions or rights requests, email moneyinperspectivemedia@gmail.com. A contact request does not require you to provide financial records.
Information you choose to send
When you email the publication, the message can include your address, name, message text, attachments and correspondence history. We use relevant information to respond to enquiries, investigate reported errors and deal with rights or copyright concerns. Providing ordinary correspondence is voluntary; without a way to reply or enough detail, we may not be able to resolve it.
We use contact details and relevant messages to respond to general enquiries, assess editorial feedback and administer the publication. Our lawful basis is legitimate interests under Article 6(1)(f): responding to people who contact us and improving our editorial work.
We investigate correction reports and keep proportionate editorial accountability records under our legitimate interests in accuracy. We handle applicable statutory data-rights requests to meet legal obligations under Article 6(1)(c), then retain proportionate closed-case evidence under legitimate interests to demonstrate how we handled the request and address complaints. We investigate and resolve copyright or legal complaints, and establish or defend relevant claims, under legitimate interests; a specific legal obligation applies only where an actual duty requires it.
Operating and protecting the website
Loading a page sends request information, including an IP address, to the server delivering it. The application has no account registration, newsletter service, comments or contact form. Search filtering happens in the browser; the application does not send search terms to a search provider.
Our hosting provider processes ordinary technical request and security information to deliver and protect the site. We do not use hosting analytics or maintain a separate visitor-log archive. Provider-level security processing and retention operate under the provider’s arrangements, outside our direct control. Contact us for details of the hosting provider and relevant privacy information.
Our lawful basis for essential hosting and security is legitimate interests under Article 6(1)(f), limited to delivering requested pages, maintaining availability, diagnosing faults and protecting the service from abuse.
Email services and other recipients
The publication’s contact mailbox uses Gmail. Sending email involves your email provider and the service receiving the message. Do not include unnecessary sensitive information.
We receive publication correspondence through Gmail at moneyinperspectivemedia@gmail.com. Google provides the email service under its applicable consumer Terms and Privacy Policy. Victor handles correspondence for Money in Perspective. This is not a Google Workspace mailbox and we do not claim a Workspace data-processing agreement.
Analytics and your choice
Google Analytics 4 helps us understand how people use the publication. It loads only after you enable Analytics in Cookie preferences. We rely on your consent under Article 6(1)(a) for this optional processing. Before consent, no Analytics script, cookies or measurement requests are sent.
When enabled, Google processes page visits and technical usage information. We do not send search terms or URL query strings in our page-view events, and do not enable Google signals or personalised advertising features. Our measurement ID is G-VJ8849HPH3. You can withdraw consent at any time using Cookie preferences in the footer; this stops subsequent measurement and reloads the page without Analytics.
See our Cookie Policy for storage details and Google’s Privacy Policy for Google’s processing and rights information. Withdrawal does not undo information already processed.
Our Analytics property retains event-level data for two months and user-level data for 14 months, with the user retention period reset on new activity. These controls do not determine the lifetime of aggregated reports. These are separate from the 180-day cookie and preference lifetimes.
External links and media
Opening an external link takes you to another service, whose privacy arrangements apply. Sharing uses ordinary links rather than embedded social tracking software. Spotify players remain off until you enable External media in Cookie preferences. Spotify may receive your IP address, device and playback information, and may set cookies or use similar technology to provide and operate its service. We rely on your consent for enabling this optional connection. Your choice is saved in first-party browser storage for 180 days, alongside your separate Analytics preference. You can withdraw it using “Stop Spotify and withdraw consent” beside the player or in the footer preferences. This removes the player but cannot undo information already received by Spotify or delete Spotify’s cookies. See Spotify’s Privacy Policy for its processing, retention, rights and international transfer information.
International transfers
Our hosting and email providers may process information internationally. Google’s privacy information explains its handling of information and international-transfer arrangements. Contact us for information about our hosting provider’s relevant arrangements. We do not claim that information remains only in the UK. Contact us for help locating information about relevant safeguards.
Google’s Privacy Policy provides further information. Google’s consumer Terms apply to the Gmail service.
How long information is kept
We retain resolved general enquiries for 12 months, correction correspondence for three years after case closure, privacy-request records for three years after closure, and relevant copyright or legal-dispute records for six years after closure. Victor reviews records monthly and removes eligible correspondence at the next review unless a documented ongoing matter or legal requirement justifies longer retention. We minimise unnecessary attachments sooner. Deletion is managed manually, and removal from our active mailbox does not necessarily mean immediate removal from a service provider’s backup or recovery systems.
A correction case closes after the final response and completion of any required editorial correction. A substantive reopened matter receives a new documented closure date. Provider-level hosting retention is separate from our correspondence periods; we do not promise immediate erasure from providers’ security or backup systems.
Your rights
Depending on the circumstances, UK data-protection law provides rights to access and correct personal information, request erasure or restriction, and receive portable data. Some rights depend on the processing and its legal basis. We may need proportionate information to verify a request.
Your right to object
You can object where processing relies on legitimate interests. If a future activity relies on consent, you can withdraw that consent; withdrawal does not retrospectively invalidate earlier lawful processing. Contact moneyinperspectivemedia@gmail.com to raise a request or concern.
Complaints
You can contact us about how your information is handled. You also have the right to complain to the UK Information Commissioner’s Office; you do not have to complete our process first. Visit the ICO’s complaints page.
Children and sensitive information
This is a general-interest publication, not a service asking children to create accounts or submit personal information. Please avoid sending children’s details or sensitive records unnecessarily. If you believe such information has been sent to us, contact the privacy address so that we can assess the appropriate response.
Changes to this notice
The notice must be reviewed when processing or providers change. Material changes will be explained here and the effective date updated when they actually take effect. It must describe the service in use, rather than services merely planned.