A clearer view of your next decision
Money Tools
Practical calculators to help you make better money decisions.
A bigger salary. A smaller mortgage. A car that looks affordable. Put the numbers beside the trade-offs, then decide what fits your life.
Choose your decision
Take-home pay
How much of a pay rise do you keep?
02Mortgage decision
Reduce the mortgage or keep the cash?
03Debt payoff
Which repayment order works for you?
04Car finance
What does the car really cost?
Change the numbers. Understand the difference.
Each tool starts with an example. Replace the figures with your own, compare the outcomes and read the assumptions that shape them. The calculations run in your browser; your entries are not sent to us or saved.
Estimates support a decision; they do not assess suitability, replace a lender’s quote or provide regulated financial advice. For the reasoning behind the numbers, explore our Money articles.