Life
The Expensive Habit of Trying to Keep Up With Everyone Else
Build a social-event budget that protects valued relationships without treating other people’s spending as your instructions.
Why does ‘enough’ keep moving? A look at lifestyle creep, comparison and the difference between earning more and feeling financially secure.

The conversation explores why our financial goalposts move, how comparison shapes spending and why income, wealth and financial security are different things. It considers enough in terms of freedom, breathing room and choice.
Life
Build a social-event budget that protects valued relationships without treating other people’s spending as your instructions.
Money
Choose an achievable first reserve, distinguish emergencies from known annual bills and test how long the money would last.
Money
A pay rise should create more breathing room. Yet many people find that a few months later, life feels just as expensive as before. Lifestyle inflation has a remarkable ability to keep pace with income.